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  1. Home
  2. Alternatives
  3. Alternatives to Stripe
S

Best Alternatives to Stripe

Payments · 6 alternatives ranked

Looking for alternatives to Stripe? These are the payments tools that score highest on adoption, reviews, benchmarks, and public code, with what separates each one from Stripe.

Polar logo
Polar

Payments· polar.sh

Freemium

Open-source payments, billing, and digital product infrastructure for developers selling software and APIs.

10,273
Open source

How each alternative differs from Stripe

Ranked by adoption, review, benchmark, and repository signals. Each note below is drawn from the two products’ own catalog records, so a product with nothing to separate it from Stripe carries no note.

  1. 1

    Polar

    Polar is listed as open source, while Stripe is not, can be tried on a freemium plan before you commit budget, and carries 10k GitHub stars to Stripe's 4.5k.

  2. 2

    Stripe Agent Toolkit

    Stripe Agent Toolkit is listed as open source, while Stripe is not and can be tried on a open source plan before you commit budget.

  3. 4

    Agentic Terminal Directory

    Agentic Terminal Directory is listed as open source, while Stripe is not and can be tried on a open source plan before you commit budget.

  4. 5

    Authoryze

    Authoryze is custom-priced against Stripe's paid model.

  5. 6

    bolthub

    bolthub is listed as open source, while Stripe is not and can be tried on a freemium plan before you commit budget.

Frequently asked questions

What is the closest alternative to Stripe?

Polar ranks highest among the alternatives to Stripe we track. Polar is listed as open source, while Stripe is not, can be tried on a freemium plan before you commit budget, and carries 10k GitHub stars to Stripe's 4.5k. Open-source payments, billing, and digital product infrastructure for developers selling software and APIs.

Is there an open-source alternative to Stripe?

Yes. Polar, Stripe Agent Toolkit, Agentic Terminal Directory, and bolthub are listed as open source in our catalog. Stripe is not listed as open source. Polar is the highest ranked of them: Open-source payments, billing, and digital product infrastructure for developers selling software and APIs.

Are there free alternatives to Stripe?

Polar (freemium), Stripe Agent Toolkit (open source), Agentic Terminal Directory (open source), and bolthub (freemium) offer a no-cost entry point, where Stripe is paid.

Stripe Agent Toolkit logo
Stripe Agent Toolkit

Payments· docs.stripe.com

Open source

Stripe-maintained toolkit and agent integrations for letting AI agents safely interact with Stripe payments APIs.

1,830
Open source
Agentcard logo
Agentcard

Payments· agentcard.sh

Commercial

Card-issuing and payment infrastructure for AI agents with one-time cards, budgets, human approvals, fraud controls, API, CLI, and MCP access.

API available
Agentic Terminal Directory logo
Agentic Terminal Directory

Payments· agenticterminal.ai

Open source

Open directory of merchants accepting agentic payments over Lightning, L402, BOLT12, and USDT.

Open source
Authoryze logo
Authoryze

Payments· authoryze.ai

Custom

Authorization and control layer for AI agent payments with spending rules, approval flows, audit trails, and single-use virtual cards exposed through MCP.

API available
bolthub logo
bolthub

Payments· bolthub.ai

Freemium

Open SDK and MCP payment layer for charging agents per API or tool call with budgeted L402 Lightning settlement.

Open source